Honest, locally-relevant mortgage advice from Craig Brunsdon and the TMC Greater Simcoe team — first-time buyers, renewals, refinancing, debt consolidation, self-employed solutions, and investment property financing across all of Simcoe County.
If you're planning to build a home in Orillia, renovate a cottage near Midland, or complete a major addition in Barrie, you've probably discovered that...
Craig BrunsdonIf you've been told your credit is "too low" for a mortgage, you're not alone. Across Ontario, many buyers in Orillia, Barrie, Midland, Collingwood...
Craig BrunsdonIf you're buying, refinancing, or renewing a mortgage in Orillia, Barrie, Midland, Collingwood, Wasaga Beach, or Innisfil, you've likely heard about the...
Craig BrunsdonIf you own a home in Orillia, Barrie, Midland, Collingwood, Wasaga Beach, or Innisfil, you may have more financial flexibility than you think. Rising...
Craig BrunsdonIf you've searched "best mortgage broker near me" in Barrie or Orillia, you're not alone. Whether you're a first-time home buyer in Simcoe County...
Craig BrunsdonIf you've been searching for the best mortgage rates in Simcoe, you've probably noticed something confusing: rates vary. One lender advertises one number...
Craig BrunsdonIf you've been turned down by a bank in Barrie or told you don't qualify for the best mortgage rates in Simcoe, you may have heard this suggestion: "Have...
Craig BrunsdonIf you're buying, refinancing, or renewing a mortgage in Orillia, Barrie, Midland, Collingwood, Wasaga Beach, or Innisfil, one question keeps coming up in...
Craig BrunsdonReal estate investing continues to attract buyers across Orillia, Barrie, Midland, Collingwood, Wasaga Beach, and Innisfil. Whether you are purchasing...
Craig BrunsdonIf you’re a homeowner in Barrie, Orillia, Innisfil, or anywhere across Simcoe County, you’ve probably noticed that the cost of living has gone up...
Craig BrunsdonMortgage Refinancing in Ontario: The "Do the Maths" Guide (Lower Rate vs Fees vs Penalty) If you live in Orillia, Barrie, Innisfil, Midland, Collingwood...
Craig BrunsdonWhat Is a High Ratio Mortgage and How to Qualify in Ontario A high ratio mortgage lets you buy a home in Ontario with less than 20% down. It's one of the...
Craig BrunsdonIf you run a business in Orillia, freelance in Barrie, or operate a family company in Simcoe County, you probably know this feeling: Your business is...
Craig BrunsdonIf you are choosing between Barrie and Orillia in 2026, you are not alone. Many buyers, families, and investors are comparing these two cities as they...
Craig BrunsdonIf your mortgage is coming up for renewal in 2026, you are not alone. Research from the Bank of Canada and other analysts suggests that roughly 60% of...
Craig BrunsdonThe dream of owning a home is alive and well in Simcoe County, from the growing communities of Orillia and Barrie to the lakeside charm of Midland and...
Craig BrunsdonBuying a home in Simcoe County, whether you're settling in Barrie, Orillia, Innisfil, or nearby towns, is an exciting milestone. But alongside your down...
Craig BrunsdonIf you're thinking about buying a home in Orillia, Barrie, or anywhere in Simcoe County, one of the biggest questions on your mind is likely this: How...
Craig BrunsdonIf you're planning to buy a home in Orillia, Barrie, or anywhere across Simcoe County, one of the first things you’ll hear is: “Get pre-approved.” But...
Craig Brunsdon"Drive until you qualify." It’s the oldest saying in real estate, but does it still hold true in 2026? For many of our clients at TMC Greater Simcoe, the...
Craig BrunsdonThe best neighborhoods in Orillia depend entirely on what you value more: the convenience of modern commuting or the charm of historic streets. At TMC...
Craig BrunsdonIf you are a first-time home buyer looking at Simcoe County real estate, you have likely noticed a trend: Barrie is getting expensive. For many, the...
Craig BrunsdonClosing old credit cards before a mortgage application in Simcoe County seems like a responsible move—cleaning up your finances to look "debt-free"—but it...
Craig BrunsdonYour credit utilization ratio is arguably the most important number in your financial life that you might not know about. Key Takeaways It’s 30% of Your...
Craig BrunsdonBuying a house with bad credit in Simcoe County can feel like an uphill battle, but it doesn’t mean your dream of homeownership is over. Key Takeaways...
Craig BrunsdonIf you're thinking about making the move from the Greater Toronto Area (GTA) to Simcoe County, you're not alone. Families, retirees, remote workers, and...
Craig BrunsdonIf you're planning to buy a home in Simcoe County, whether in Orillia, Barrie, Midland, Wasaga Beach, or Innisfil, there's one number that could make or...
Craig BrunsdonWhen you're ready to buy a home, refinance, or renew your mortgage in Orillia, Barrie, or anywhere in Simcoe County, one question almost always comes...
Craig BrunsdonLocated just over an hour north of Toronto, Barrie is one of Simcoe County’s most desirable cities for new homeowners. With its scenic waterfront...
Craig BrunsdonGetting a mortgage is one of the most significant financial commitments most people make, but it’s also one of the most misunderstood. Misinformation is...
Craig BrunsdonSuppose you're self-employed in Orillia, Barrie, Innisfil, or anywhere in Simcoe County. In that case, getting a mortgage might feel like climbing a hill...
Craig BrunsdonIf you're a homeowner in Simcoe County, whether in Orillia, Barrie, Wasaga Beach, or Innisfil, you’ve likely thought about refinancing or using your home...
Craig BrunsdonA guide for homeowners in Orillia, Barrie, Innisfil, and across Simcoe County Renewing your mortgage might not seem as exciting as buying your first home...
Craig BrunsdonWhether you are entering the housing market for the first time in Orillia, considering moving up into a larger family home in Barrie, or planning to...
Craig BrunsdonAs a first-time home buyer, the search for that perfect house can seem like entering uncharted territory, particularly in an area filled with energy and...
Craig BrunsdonBefore buying a home, most Canadians know that they'll need to come up with a down payment of at least 5% or more. But there are several other upfront...
Craig Brunsdon